WHY DO I NEED HEALTH INSURANCE?

The results of your company are achieved thanks to a job well done, a reflection of the great effort that you and your employees make every day. Together you work to make the company grow, to maintain and improve its position in the market, which is always so competitive.

 At Cigna, we encourage you to bet on your employees and take care of the health of your company, because the success of a business is not just a matter of numbers. A company with healthy workers is a healthy company.

 We give you 5 good reasons why you should buy good health insurance.

1. ATTRACT AND RETAIN TALENT: IT IS A LOYALTY ELEMENT

The high level of competition between companies requires offering the best benefits to achieve a greater degree of commitment from current and future employees to your company.

They are the greatest asset of your business; They represent talent and they are the ones who will materialize the projects and dreams you have for your company, they will define the success and prosperity of your business. Attracting and retaining their talent is up to you.

At Cigna we know that taking care of your employees, motivating them and recognizing their worth, incentivizing and rewarding their efforts will show you a future full of business success and happiness.

Health insurance is the social benefit most valued by workers in social benefit policies and flexible compensation plans.

Buying Cigna health insurance for your employees means committing to their health.

2. INCREASE EMPLOYEE PRODUCTIVITY AND REDUCE ABSENTEEISM

What happens when one of your employees or family members gets sick? Absences, withdrawals, delays, permits and low productivity. Or what is the same, reduction of working time. And, in any company, time is money.

Early care helps prevent and improve the duration of various pathologies and the elimination of unnecessary bureaucracy reduces waiting times. All this translates into a decrease in permits and days off. Absenteeism rates decrease and therefore productivity increases.

With Cigna health insurance, both employees and their families are guaranteed convenient and quick access to private healthcare, with the best professionals and quality medical care, free of waiting.

3. PROVIDES TAX SAVINGS AGAINST A SALARY INCREASE

How can I increase the purchasing power of my employees? Raising your salary or providing a welfare package are the most common options.

Hiring health insurance for your employees within your social benefits policy will not only increase their purchasing power, it will also bring you tax benefits against a salary increase.

The first € 500 invested by companies in health insurance (per person and year) are not considered remuneration in kind (it is not necessary to declare them in personal income tax), they are deductible at 30% in Corporation Tax and only pay 30% in the SS of the company.

In addition, this measure only affects employees who earn less than € 43,272 per year, which is the maximum basis for which the company contributes for a worker. From that figure, the company does not pay any more taxes and the employee obtains the same advantages.

Average salary INE = € 22,726

Investment in annual net increase or in health insurance = € 500

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